Life Events
What is a Life Event?
A Life Event is a change in your situation — like having a baby, getting married, or losing health coverage — that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period. Qualified changes to your coverage after experiencing a Life Event are made by you the employee on the self-service Life Events platform within UKG.
After experiencing a Life Event, you may be able to add or remove dependents from your benefits, as well as add, drop, or change coverage if you submit your request for change within 30 days of the status change event.
Change in Status Examples Include:
Marriage, divorce, or legal separation
Birth or adoption of a child
Death of a dependent
You or your spouse’s loss or gain of coverage through our organization or another employer
An employee (1) was expected to average at least 30 hours of service per week, (2) has a change in employment status where they will reasonably be expected to average less than 30 hours of service per week (even if they remain eligible to be enrolled in the plan), and (3) intends to enroll in another plan that provides Minimum Essential Coverage (no later than the first day of the second month following the month of revocation of coverage).
You enroll, or intend to enroll, in a Qualified Health Plan (QHP) through the State Marketplace or Federal Exchange due to open enrollment or special enrollment period, and coverage is effective no later than the day immediately following the revocation of your employer-sponsored coverage
If your change during the year is a result of the loss of eligibility or enrollment in Medicaid, Medicare or state health insurance programs, you must submit the request for change within 60 days. For a complete explanation of status change events, please refer to the “Legal Information Regarding Your Plans” contents.