CIGNA DENTAL

The CIGNA Dental Plan offers both a HMO and PPO option.

PPO plan

• Choice of Provider
• $50 Ind./$150 Family Deductible
• $2,000 Calendar Year Max (In-network)

• Preventive 100% – deductible waived
• Basic 100% – after deductible
• Major 60%, after deductible
• Orthodontia 50% to $1,500 lifetime max (Children Only)

Out-of-Network

• Reasonable & Customary Fees

HMO Plan

HMO Plan offers only in-network benefits.

• Scheduled dental plan
• No deductibles
• No dollar limits
• Set copays for each service
• Discounts for Specialists and Orthodontics