Dental Insurance: Mainland
CIGNA DENTAL
The CIGNA Dental Plan offers both a HMO and PPO option.
PPO plan
- Choice of Provider
- $50 Ind./$150 Family Deductible
- $2,000 Calendar Year Max (In-network)
In-Network
- Preventive 100% – deductible waived
- Basic 100% – after deductible
- Major 60%, after deductible
- Orthodontia 50% to $1,500 lifetime max (Children Only)
Out-of-Network
- Reasonable & Customary Fees
HMO Plan
HMO Plan offers only in-network benefits.
- Scheduled dental plan
- No deductibles
- No dollar limits
- Set copays for each service
- Discounts for Specialists and Orthodontics